Get up to £3m of working capital to grow your e-commerce business

WorldFirst’s Growth Package adds an additional layer of support onto our cross-border payment infrastructure, which allows customers to open free business accounts to pay their beneficiaries and collect payments from marketplaces and payment gateways. Now, once you open an account with us, you can apply for fast, flexible and transparent working capital loans worth up to £3 million through RITMO at a discounted rate.

You can use the funds to grow your business however you need to. Do you need funds to scale up during peak or seasonal demand periods, invest in new inventory, extend payment terms, improve cash flow management or market and expand into new sales channels? If so, sign up now and get your offer within 24 hours.

If you are trading on marketplaces like Amazon and Cdiscount or selling internationally via your website, you can open a WorldFirst World Account for free. Once this is up and running, start collecting funds from customers around the world in ten major currencies – all without the need for local banking relationships.

The currencies you can collect payment in are GBP, USD, CAD, AUD, CNH, EUR, HKD, JPY, NZD and SGD

RITMO won’t keep you waiting, which is why you’ll receive an offer in just 24 hours after connecting your main online sales platforms.

RITMO deploys your funds in less than five days once you have accepted your offer. Funds can be paid into your WorldFirst World Account, and will be available instantly for paying suppliers or to be repatriated and used for whatever growth purposes you have.

The WorldFirst Growth Package with RITMO is flexible and transparent. Repayment schedules will be agreed to suit your business, with no hidden costs. Right from the beginning, you will always know exactly how much you will pay.

The launch of our Growth Package addresses a crucial market need and supports our customers’ global growth ambitions by enabling quick and efficient access to working capital. By working with partners that complement our existing offering, we are delivering on our mission to provide a one-stop solution for digital payments and financial services to small and medium-sized businesses who trade internationally.

RITMO specialise in supporting online sellers with growth capital. Our solutions complement each other perfectly, and the partnership means you can combine our simple international payments infrastructure with access to working capital at a discounted rate* to supercharge your expansion plans.

*Special 15% discount on RITMO's standard fees for WorldFirst customers.

To be eligible for the WorldFirst Growth Package, you will need to meet the following criteria:

● Signed up and onboarded to an account from WorldFirst

● UK, NL, ES or FR registered e-commerce business or marketplace seller (not available for sole traders)

● At least £200,000 turnover per annum

● 80% of your revenue comes through online and e-commerce channels

● Flat-to-positive YoY revenue growth and positive net earnings (not available for businesses with decreasing revenue trend)

RITMO is not owned or operated by WorldFirst, and should not be construed as investment advice, investment recommendations or investment research. It is important that you carefully look at all the financing solutions offered and decide what is best for your business. https://www.getritmo.com/en